8 Financial Reasons Why Businesses Fail

8 Financial Reasons Why Businesses Fail

Many businesses fail due to finance related reasons. Financial reasons can cause for both small businesses and large corporates to

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Financial Checklist for Businesses for 2019

Financial Checklist for Businesses for 2019

  Businesses often prefer implementing new ideas and processes at the beginning of a new financial year. People tend to

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Do You Have Financial Goals?

Do You Have Financial Goals?

  Watch the videos here. It is interesting that most people do have plans for the holiday or for how

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How to Start Saving Money

How to Start Saving Money

Watch the videos here. I often get questions when doing financial talks or workshops from people who want to save

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Improve Your Financial Knowledge

Improve Your Financial Knowledge

  Watch the videos here. Finances is a sensitive topic and people often don’t feel comfortable admitting they don’t have

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Would retiring without sufficient savings frighten you?

Would retiring without sufficient savings frighten you?

Watch the videos here Would retiring without sufficient retirement savings frighten you? During my financial talks many people express their

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Are you living from paycheck to paycheck?

Are you living from paycheck to paycheck?

  Watch the videos here 77% of South Africans have no money left at the end of the month. People

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Is Debt Stealing Your Financial Wellbeing?

Is Debt Stealing Your Financial Wellbeing?

  Watch the videos here. ‘Being debt-free’ is the general response at 99% of my financial talks, when I ask

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10 Financial Concerns Many South Africans Face

10 Financial Concerns Many South Africans Face

10 Financial Concerns Many South Africans Face During the two months of July and August 2018 I presented 21 financial

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Affordable Ideas to Have Fun During Winter

Affordable Ideas to Have Fun During Winter

It is cold in winter and we see less sun due to the shorter days. Winter is a good time

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Are You Living Your Dream Life?

Are You Living Your Dream Life?

I recently visited the Legend Golf and Safari Resort in Limpopo. A place where you can experience the African bush

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Write Your Own Success Story

Write Your Own Success Story

Are you an avid follower of the success stories of other people? Are you fascinated with those successful people on

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How Much Do You Spend on Coffee?

How Much Do You Spend on Coffee?

Do you absolutely love coffee and drink a few cups a day? Do you enjoy meeting friends for coffee? Do

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The Sad Reality About Retirement

The Sad Reality About Retirement

We all envisage what life will be after retirement: sleeping late every morning, no more being stuck in traffic, going

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Financial Tips for Businesses #4

Financial Tips for Businesses #4

Types of funding for businesses Lack of funding is one of the reasons many businesses fail. Lack of funding also

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Why I Love Unit Trust Investments

Why I Love Unit Trust Investments

I am by nature more of a conservative investor and being a Chartered Accountant emphasises my reluctance for taking huge

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Property Investments: 4 Things to Consider

Property Investments: 4 Things to Consider

Property investments are still considered to be one of the best performing investments over the longer term. Property investments do

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Good Debt Versus Bad Debt

Good Debt Versus Bad Debt

In most cases debt is considered to be bad debt since it impacts negatively on your net worth. Although there are

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Master Finances: Credit Terms

Master Finances: Credit Terms

With 51% of adults in South Africa being credit-active and 29% over-indebted, credit plays a big role in most South African

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Give Debt the Final Knock-out

Give Debt the Final Knock-out

Are you stressed about your debt? Are you using all your income to repay debt? Is your debt withholding you

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What to Consider When Applying for Debt

What to Consider When Applying for Debt

You want to avoid debt as far as possible. Unfortunately it is not always possible. There are a few important

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Financial Tax Tips for Businesses #3

Financial Tax Tips for Businesses #3

  Types of Business Taxes Income Tax for individuals and companies; Capital Gains Tax (CGT), SITE, Provisional Tax, Value-Added-Tax (VAT).

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Why Debt is Making You Poorer

Why Debt is Making You Poorer

You are paying a premium in the form of interest for wanting something now that you don’t want to wait

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Don’t Run from the Tax Man

Don’t Run from the Tax Man

Apart from death, the Tax Man is probably the one ‘figure’ many people fear the most and try to avoid

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National Budget 2018 Highlights

National Budget 2018 Highlights

The month of February is earmarked for tax with the announcement of the Annual National Budget definitely the highlight that

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Master Finances: Tax Terms

Master Finances: Tax Terms

February is known as tax month with the announcement of the National Budget as well as SARS tax year-end for personal tax.

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7 Steps to Effective Budgeting

7 Steps to Effective Budgeting

Budgeting is perceived to be a very boring topic. It is not half as exciting as investments; creating additional income

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Treat Someone Special on a Tight Budget

Treat Someone Special on a Tight Budget

Love is in the air! It is February and Valentine’s Day is probably the one day on the annual calendar

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Financial Tips for Businesses #2

Financial Tips for Businesses #2

  Goalsetting for Businesses Businesses should be setting new goals on a regular basis, but at least annually. Goals should

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Master Finances: Savings Terms

Master Finances: Savings Terms

To get ourselves in a savings mind-set for 2018, we are mastering a few saving account terms: Savings Savings refer

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Save for a Better Tomorrow

Save for a Better Tomorrow

South Africans do not have a savings mind-set. According to the Reserve Bank South Africans save only 15,4% of its

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Know Your Financial Status

Know Your Financial Status

In the previous blogs we have thought about our financial dreams and how to set financial goals in a SMART

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Set SMART Financial Goals for 2018

Set SMART Financial Goals for 2018

Last week we spent time thinking about our financial dreams. A dream will however remain a dream unless you convert

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What is Your Financial Dream?

What is Your Financial Dream?

A New Year brings new dreams. We set New Year resolutions. We are ready to take-on new challenges. Popular items

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Master Finances: Investment Terms

Master Finances: Investment Terms

Leading up to the next ‘Mastering Investments 101’ workshop, we are mastering 4 basic Investments terms this month. Cryptocurrency Everybody talks about

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Financial Tips for Businesses #1

Financial Tips for Businesses #1

Personal versus Business Expenses When having a business it is important to have a separate business bank account. Pay your

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Master Finances: Health Terms

Master Finances: Health Terms

Since October was Breast Cancer Awareness month, we will be focussing on mastering financial terms relating to healthcare in this article. Income Protection What is

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Your Tonic for Healthy Finances

Your Tonic for Healthy Finances

Many people strive to be healthy. Health refers to more than only having a healthy body. Optimum health includes a

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5 Basic Principles to Healthier Finances

5 Basic Principles to Healthier Finances

Often coaches and captains of sport teams who have lost will make a standard comment during the post-match interview: “We

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Be Healthy, Happy and Wealthy

Be Healthy, Happy and Wealthy

We all want to be the best person we can be. We want to be healthy and happy. Health plays

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Warrior girl Carina Marx: Life Lessons Learned

Warrior girl Carina Marx: Life Lessons Learned

There are three words to describe Carina Marx: pretty, modest and pleasant. But throw some obstacles, mud and challenges at

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Give and You Shall Receive

Give and You Shall Receive

By Ronel Jooste I was invited to the birthday party of Nicky Coleman, founder of The Gift of Joy (www.tgoj.org),

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PhysEQFiT Guesthouse is turning 1

PhysEQFiT Guesthouse is turning 1

By Ronel and Marli Jooste Owners of PhysEQFiT Guesthouse I was the Head of Financial Reporting at Momentum Group (became

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Why is Money Important?

Why is Money Important?

  By Ronel Jooste CA (SA) and Financial Coach Contact Ronel: ronel@financiallyfitlife.co.za   Money cannot buy happiness, time or health.

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Relationships are about completing each other

Relationships are about completing each other

By Stephen van Basten Marriage Expert and Author Contact Stephen: www.stephenvanbasten.co.za/author.html   This is an excerpt from the book: “So

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Why do you have to eat more to lose weight?

Why do you have to eat more to lose weight?

By Ashleigh Frost (Lemmer) Fitness Professional, WBFF Pro, 2 times North American Pro Bikini Champion, 2 times Cover Model Contact Ashleigh:

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Keys to Happiness – Mindfulness

Keys to Happiness – Mindfulness

By Sharon Stobbia, Life Coach and Matrix Practitioner, www.sharonstobbia.co.za Can we really design a happier life for ourselves? According to

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Avoidance Goals versus Towards Goals

Avoidance Goals versus Towards Goals

By Jessica De Bruin, Managing Director and Life Coach at Meta4mance Coaching www.meta4mance.co.za Why is that we tend to focus

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Protein Based Breakfast

Protein Based Breakfast

By Liesbet Nel B.Sc. Dietetics, Herbalife Wellness Coach and Busy Mom Contact Liesbet: Liesbet.nel@gmail.com The old saying of ‘Breakfast like

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Mass-building for your Shoulders

Mass-building for your Shoulders

By Quintin Steyn Fitness Model and Advocate, Facebook: Quintin Fitness Most of us men want that V-shaped torso; the iconic

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Hydration is key to your health

Hydration is key to your health

By Liesbet Nel B.Sc. Dietetics, Herbalife Wellness Coach and Busy Mom Contact Liesbet: Liesbet.nel@gmail.com 2016 – It is a leap

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A proper workout for your arms

A proper workout for your arms

By Quintin Steyn Fitness Model and Advocate, Facebook: Quintin Fitness When mentioning arm workouts and effective results, the most common

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