8 Financial Reasons Why Businesses Fail

8 Financial Reasons Why Businesses Fail

Many businesses fail due to finance related reasons. Financial reasons can cause for both small businesses and large corporates to fail. South Africa has one of the highest failure rates of new SME’s in the world. A study done by SEDA (The Small Enterprise Development...
How Much Do You Spend on Coffee?

How Much Do You Spend on Coffee?

Do you absolutely love coffee and drink a few cups a day? Do you enjoy meeting friends for coffee? Do you do business at coffee shops? Do you buy a take-away coffee when you exit the mall or stop at the garage to refill your vehicle? Do you like sipping on a coffee...
Good Debt Versus Bad Debt

Good Debt Versus Bad Debt

In most cases debt is considered to be bad debt since it impacts negatively on your net worth. Although there are a few scenarios where debt is considered to be good debt. You need debt to obtain a credit rating especially when you are young and need to buy your first...
7 Steps to Effective Budgeting

7 Steps to Effective Budgeting

Budgeting is perceived to be a very boring topic. It is not half as exciting as investments; creating additional income streams or financial freedom. Budgeting is however the foundation layer for financial fitness irrespective what your financial goal might be. Here...